Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs First National Bank in Olney
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | First National Bank in Olney |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 85 (stronger) | 58 |
| Loan quality | 82 (stronger) | 47 |
| Earnings | 79 (stronger) | 68 |
| Funding & liquidity | 64 | 87 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 80th | 26th |
| Total assets | $736.7M | $469.3M |
| Deposits / shares | $577.9M | $415.4M |
| Capital ratio | 13.52% (stronger) | 10.83% |
| Problem loans | 0.54% (stronger) | 1.60% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.48% (stronger) | 1.20% |
| Loans ÷ deposits | 85.5% | 54.9% (stronger) |
| Uninsured deposits | 24.6% (stronger) | 26.8% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 6 and First National Bank in Olney on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newton, IL