Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs Home State Bank, National Association
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | Home State Bank, National Association |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 85 (stronger) | 68 |
| Loan quality | 82 | 98 (stronger) |
| Earnings | 79 | 81 (stronger) |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 80th | 82nd |
| Total assets | $736.7M | $776.0M |
| Deposits / shares | $577.9M | $686.6M |
| Capital ratio | 13.52% (stronger) | 11.79% |
| Problem loans | 0.54% | 0.07% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.48% | 1.52% (stronger) |
| Loans ÷ deposits | 85.5% | 74.5% (stronger) |
| Uninsured deposits | 24.6% (stronger) | 28.5% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 5.2% |
Home State Bank, National Association has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 2 and Home State Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.