Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs Sainte Marie State Bank
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | Sainte Marie State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 76 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 82 | 90 (stronger) |
| Earnings | 79 (stronger) | 0 |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 80th | 56th |
| Total assets | $736.7M | $23.0M |
| Deposits / shares | $577.9M | $19.2M |
| Capital ratio | 13.52% | 15.83% (stronger) |
| Problem loans | 0.54% | 0.31% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.48% (stronger) | -0.74% |
| Loans ÷ deposits | 85.5% | 46.5% (stronger) |
| Uninsured deposits | 24.6% | 24.1% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 3 and Sainte Marie State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.