Side-by-side · Q2 2026 data
The Peoples State Bank of Newton, Illinois vs Washington Savings Bank
Metric by metric
| Measure | The Peoples State Bank of Newton, Illinois | Washington Savings Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 85 (stronger) | 71 |
| Loan quality | 82 | 90 (stronger) |
| Earnings | 79 (stronger) | 51 |
| Funding & liquidity | 64 | 87 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 80th | 68th |
| Total assets | $736.7M | $585.3M |
| Deposits / shares | $577.9M | $504.4M |
| Capital ratio | 13.52% (stronger) | 12.07% |
| Problem loans | 0.54% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.48% (stronger) | 0.77% |
| Loans ÷ deposits | 85.5% | 69.9% (stronger) |
| Uninsured deposits | 24.6% | 17.6% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Peoples State Bank of Newton, Illinois leads on 4 and Washington Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.