Side-by-side · Q2 2026 data
The Philadelphia Trust Company vs Quaint Oak Bank
Bank
The Philadelphia Trust Company
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Philadelphia Trust Company | Quaint Oak Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 100 (stronger) | 42 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 94th | 8th |
| Total assets | $27.7M | $631.5M |
| Deposits / shares | $6.0M | $556.8M |
| Capital ratio | 71.82% (stronger) | 10.91% |
| Problem loans | 0.00% (stronger) | 1.73% |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 14.18% (stronger) | 0.44% |
| Loans ÷ deposits | 105.7% | 100.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 12.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Philadelphia Trust Company has the higher TellerScore (93 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Philadelphia Trust Company leads on 6 and Quaint Oak Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.