Side-by-side · Q2 2026 data
The Pioneer Savings Bank vs Lormet Community Federal Credit Union
Credit union
Lormet Community Federal Credit Union
Amherst, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Pioneer Savings Bank | Lormet Community Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 68 | 87 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 26 | 80 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 37th | 96th |
| Total assets | $54.7M | $283.3M |
| Deposits / shares | $35.6M | $244.4M |
| Capital ratio | 11.76% | 13.73% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.15% | 1.50% (stronger) |
| Loans ÷ deposits | 102.4% | 56.9% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 3.2% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lormet Community Federal Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Pioneer Savings Bank leads on 3 and Lormet Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.