Side-by-side · Q2 2026 data
The Poca Valley Bank, Inc. vs CNB Bank, Inc.
Metric by metric
| Measure | The Poca Valley Bank, Inc. | CNB Bank, Inc. |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 28 | 45 (stronger) |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 49 | 62 (stronger) |
| Funding & liquidity | 77 (stronger) | 63 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 20th | 43rd |
| Total assets | $666.2M | $805.7M |
| Deposits / shares | $603.3M | $652.5M |
| Capital ratio | 7.78% | 9.50% (stronger) |
| Problem loans | 0.37% | 0.09% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 0.72% | 1.05% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 88.6% |
| Uninsured deposits | 12.5% (stronger) | 23.1% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 9.5% |
CNB Bank, Inc. has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Poca Valley Bank, Inc. leads on 2 and CNB Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.