Side-by-side · Q2 2026 data
The Poca Valley Bank, Inc. vs Hancock County Savings Bank, F.S.B.
Metric by metric
| Measure | The Poca Valley Bank, Inc. | Hancock County Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 61 | 79 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 49 | 59 (stronger) |
| Funding & liquidity | 77 (stronger) | 53 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 20th | 75th |
| Total assets | $666.2M | $508.0M |
| Deposits / shares | $603.3M | $401.2M |
| Capital ratio | 7.78% | 18.37% (stronger) |
| Problem loans | 0.37% (stronger) | 0.63% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 0.72% | 0.97% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 106.9% |
| Uninsured deposits | 12.5% | 7.9% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Hancock County Savings Bank, F.S.B. has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Poca Valley Bank, Inc. leads on 2 and Hancock County Savings Bank, F.S.B. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.