Side-by-side · Q2 2026 data
The Port Austin State Bank vs Huron State Bank
Metric by metric
| Measure | The Port Austin State Bank | Huron State Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 100 (stronger) | 32 |
| Earnings | 93 (stronger) | 60 |
| Funding & liquidity | 77 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 97th | 22nd |
| Total assets | $67.8M | $95.1M |
| Deposits / shares | $54.6M | $82.4M |
| Capital ratio | 18.44% (stronger) | 12.44% |
| Problem loans | 0.00% (stronger) | 2.05% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.83% (stronger) | 1.00% |
| Loans ÷ deposits | 83.6% | 74.8% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 12.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Port Austin State Bank has the higher TellerScore (95 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Port Austin State Bank leads on 5 and Huron State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.