Side-by-side · Q2 2026 data
The Port Washington State Bank vs WaterStone Bank, SSB
Metric by metric
| Measure | The Port Washington State Bank | WaterStone Bank, SSB |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 49 | 71 (stronger) |
| Funding & liquidity | 76 (stronger) | 37 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 44th | 91st |
| Total assets | $1.0B | $2.3B |
| Deposits / shares | $926.9M | $1.5B |
| Capital ratio | 8.97% | 15.43% (stronger) |
| Problem loans | 0.11% (stronger) | 0.36% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.72% | 1.28% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 123.7% |
| Uninsured deposits | 27.5% | 26.8% (stronger) |
| Offices | 8 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 19.2% |
WaterStone Bank, SSB has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Port Washington State Bank leads on 3 and WaterStone Bank, SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.