TellerScore

Side-by-side · Q2 2026 data

The Putnam County National Bank of Carmel vs Bridgeport Police Federal Credit Union

Bank

The Putnam County National Bank of Carmel

Carmel, New York · $100 million – $1 billion

83of 100
Strong

Credit union

Bridgeport Police Federal Credit Union

Bridgeport, Connecticut · Under $100 million in assets

86of 100
Very strong

Metric by metric

MeasureThe Putnam County National Bank of CarmelBridgeport Police Federal Credit Union
TellerScore8386 (stronger)
Capital cushion100100
Loan quality84 (stronger)45
Earnings72100 (stronger)
Funding & liquidity52100 (stronger)
Problem-loan coverage95 (stronger)94
Peer percentile84th80th
Total assets$182.7M$29.6M
Deposits / shares$135.2M$23.7M
Capital ratio26.77% (stronger)18.69%
Problem loans0.48% (stronger)1.65%
Net charge-offs-0.00% (stronger)0.05%
Return on assets1.31%2.25% (stronger)
Loans ÷ deposits89.9%44.9% (stronger)
Uninsured deposits31.7%6.2% (stronger)
Offices61
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Bridgeport Police Federal Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Putnam County National Bank of Carmel leads on 3 and Bridgeport Police Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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