Side-by-side · Q2 2026 data
The Putnam County National Bank of Carmel vs Sikorsky Financial Credit Union
Metric by metric
| Measure | The Putnam County National Bank of Carmel | Sikorsky Financial Credit Union |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 84 | 92 (stronger) |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 52 | 78 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 84th | 93rd |
| Total assets | $182.7M | $1.5B |
| Deposits / shares | $135.2M | $1.3B |
| Capital ratio | 26.77% (stronger) | 12.93% |
| Problem loans | 0.48% | 0.25% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.31% | 1.42% (stronger) |
| Loans ÷ deposits | 89.9% | 82.6% (stronger) |
| Uninsured deposits | 31.7% | 4.7% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sikorsky Financial Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Putnam County National Bank of Carmel leads on 2 and Sikorsky Financial Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.