Side-by-side · Q2 2026 data
The Queenstown Bank of Maryland vs Harford Bank
Metric by metric
| Measure | The Queenstown Bank of Maryland | Harford Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 66 (stronger) | 49 |
| Loan quality | 96 (stronger) | 70 |
| Earnings | 54 | 64 (stronger) |
| Funding & liquidity | 81 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 68th | 22nd |
| Total assets | $729.5M | $776.6M |
| Deposits / shares | $648.8M | $692.5M |
| Capital ratio | 11.60% (stronger) | 9.95% |
| Problem loans | 0.12% (stronger) | 0.91% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.86% | 1.09% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 83.3% |
| Uninsured deposits | 21.0% (stronger) | 31.9% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
The Queenstown Bank of Maryland has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Queenstown Bank of Maryland leads on 5 and Harford Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.