Side-by-side · Q2 2026 data
The Queenstown Bank of Maryland vs Provident Federal Credit Union
Metric by metric
| Measure | The Queenstown Bank of Maryland | Provident Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 66 | 91 (stronger) |
| Loan quality | 96 (stronger) | 42 |
| Earnings | 54 (stronger) | 11 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 68th | 28th |
| Total assets | $729.5M | $11.9M |
| Deposits / shares | $648.8M | $10.2M |
| Capital ratio | 11.60% | 14.07% (stronger) |
| Problem loans | 0.12% (stronger) | 1.75% |
| Net charge-offs | 0.01% (stronger) | 2.23% |
| Return on assets | 0.86% (stronger) | -0.23% |
| Loans ÷ deposits | 72.4% | 50.4% (stronger) |
| Uninsured deposits | 21.0% | 4.3% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
The Queenstown Bank of Maryland has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Queenstown Bank of Maryland leads on 4 and Provident Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.