Side-by-side · Q2 2026 data
The Richwood Banking Company vs Superior Credit Union, Inc
Metric by metric
| Measure | The Richwood Banking Company | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 64 | 94 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 57 | 93 (stronger) |
| Earnings | 70 | 94 (stronger) |
| Funding & liquidity | 70 | 84 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $1.3B | $2.0B |
| Deposits / shares | $1.1B | $1.6B |
| Capital ratio | 10.76% | 15.20% (stronger) |
| Problem loans | 1.28% | 0.20% (stronger) |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.26% | 1.84% (stronger) |
| Loans ÷ deposits | 82.7% | 76.5% (stronger) |
| Uninsured deposits | 22.3% | 8.4% (stronger) |
| Offices | 9 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Richwood Banking Company leads on 0 and Superior Credit Union, Inc on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.