Side-by-side · Q2 2026 data
The Richwood Banking Company vs The Croghan Colonial Bank
Metric by metric
| Measure | The Richwood Banking Company | The Croghan Colonial Bank |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 58 (stronger) | 51 |
| Loan quality | 57 | 97 (stronger) |
| Earnings | 70 (stronger) | 68 |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 33rd | 70th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.76% (stronger) | 10.13% |
| Problem loans | 1.28% | 0.08% (stronger) |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.26% (stronger) | 1.20% |
| Loans ÷ deposits | 82.7% | 80.8% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 25.2% |
| Offices | 9 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 10.3% |
The Croghan Colonial Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Richwood Banking Company leads on 3 and The Croghan Colonial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.