Side-by-side · Q2 2026 data
The Sacramento Deposit Bank vs Bank of Cadiz and Trust Company
Metric by metric
| Measure | The Sacramento Deposit Bank | Bank of Cadiz and Trust Company |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 45 (stronger) | 41 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 90 | 98 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $149.8M | $142.9M |
| Deposits / shares | $136.9M | $137.9M |
| Capital ratio | 9.46% (stronger) | 9.07% |
| Problem loans | 0.76% | 0.00% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.38% |
| Return on assets | 2.24% (stronger) | 0.99% |
| Loans ÷ deposits | 70.3% | 61.9% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 9.3% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Sacramento Deposit Bank leads on 4 and Bank of Cadiz and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.