Side-by-side · Q2 2026 data
The Sacramento Deposit Bank vs Independent Correspondent Bankers' Bank, Inc.
Bank
Independent Correspondent Bankers' Bank, Inc.
Frankfort, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Sacramento Deposit Bank | Independent Correspondent Bankers' Bank, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 45 | 82 (stronger) |
| Loan quality | 75 (stronger) | 67 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 90 (stronger) | 55 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $149.8M | $151.4M |
| Deposits / shares | $136.9M | $82.5M |
| Capital ratio | 9.46% | 13.21% (stronger) |
| Problem loans | 0.76% (stronger) | 0.99% |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 2.24% (stronger) | 0.73% |
| Loans ÷ deposits | 70.3% (stronger) | 98.7% |
| Uninsured deposits | 8.6% (stronger) | 21.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Sacramento Deposit Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Sacramento Deposit Bank leads on 5 and Independent Correspondent Bankers' Bank, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.