Side-by-side · Q2 2026 data
The Sacramento Deposit Bank vs The Cecilian Bank
Metric by metric
| Measure | The Sacramento Deposit Bank | The Cecilian Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 45 | 60 (stronger) |
| Loan quality | 75 | 87 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $149.8M | $1.6B |
| Deposits / shares | $136.9M | $1.3B |
| Capital ratio | 9.46% | 10.99% (stronger) |
| Problem loans | 0.76% | 0.40% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 2.24% (stronger) | 1.67% |
| Loans ÷ deposits | 70.3% (stronger) | 79.5% |
| Uninsured deposits | 8.6% (stronger) | 28.6% |
| Offices | 2 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.4% |
The Cecilian Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Sacramento Deposit Bank leads on 3 and The Cecilian Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.