Side-by-side · Q2 2026 data
The Sacramento Deposit Bank vs The Peoples Bank
Metric by metric
| Measure | The Sacramento Deposit Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 75 | 92 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 57th | 53rd |
| Total assets | $149.8M | $135.3M |
| Deposits / shares | $136.9M | $119.4M |
| Capital ratio | 9.46% | 11.55% (stronger) |
| Problem loans | 0.76% | 0.23% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.12% |
| Return on assets | 2.24% (stronger) | 0.87% |
| Loans ÷ deposits | 70.3% (stronger) | 91.5% |
| Uninsured deposits | 8.6% (stronger) | 11.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Sacramento Deposit Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Sacramento Deposit Bank leads on 5 and The Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.