Side-by-side · Q2 2026 data
The Sacramento Deposit Bank vs United Community Bank of West Kentucky, Inc.
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Sacramento Deposit Bank | United Community Bank of West Kentucky, Inc. |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 45 | 60 (stronger) |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 57th | 72nd |
| Total assets | $149.8M | $524.9M |
| Deposits / shares | $136.9M | $447.1M |
| Capital ratio | 9.46% | 11.01% (stronger) |
| Problem loans | 0.76% | 0.11% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 2.24% (stronger) | 1.53% |
| Loans ÷ deposits | 70.3% (stronger) | 73.0% |
| Uninsured deposits | 8.6% (stronger) | 34.4% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Community Bank of West Kentucky, Inc. has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Sacramento Deposit Bank leads on 3 and United Community Bank of West Kentucky, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.