Side-by-side · Q2 2026 data
The Samson Banking Company, Inc. vs Opp-Micolas Credit Union
Metric by metric
| Measure | The Samson Banking Company, Inc. | Opp-Micolas Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 67 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 51 |
| Earnings | 73 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 98th | 34th |
| Total assets | $124.5M | $10.4M |
| Deposits / shares | $106.3M | $7.8M |
| Capital ratio | 14.76% | 25.17% (stronger) |
| Problem loans | 0.00% (stronger) | 1.46% |
| Net charge-offs | 0.05% | -0.03% (stronger) |
| Return on assets | 1.33% (stronger) | -0.58% |
| Loans ÷ deposits | 37.5% | 31.9% (stronger) |
| Uninsured deposits | 10.7% | 1.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
The Samson Banking Company, Inc. has the higher TellerScore (94 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Samson Banking Company, Inc. leads on 3 and Opp-Micolas Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.