Side-by-side · Q2 2026 data
The Samson Banking Company, Inc. vs Southern Independent Bank
Metric by metric
| Measure | The Samson Banking Company, Inc. | Southern Independent Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 87 |
| Capital cushion | 98 (stronger) | 86 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 73 (stronger) | 64 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 91st |
| Total assets | $124.5M | $395.3M |
| Deposits / shares | $106.3M | $336.5M |
| Capital ratio | 14.76% (stronger) | 13.63% |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.33% (stronger) | 1.11% |
| Loans ÷ deposits | 37.5% (stronger) | 53.1% |
| Uninsured deposits | 10.7% (stronger) | 19.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
The Samson Banking Company, Inc. has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Samson Banking Company, Inc. leads on 6 and Southern Independent Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.