Side-by-side · Q2 2026 data
The Samson Banking Company, Inc. vs The Southern Bank Company
Metric by metric
| Measure | The Samson Banking Company, Inc. | The Southern Bank Company |
|---|---|---|
| TellerScore | 94 (stronger) | 76 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 37 |
| Earnings | 73 | 73 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 98th | 64th |
| Total assets | $124.5M | $133.1M |
| Deposits / shares | $106.3M | $104.8M |
| Capital ratio | 14.76% | 15.05% (stronger) |
| Problem loans | 0.00% (stronger) | 1.89% |
| Net charge-offs | 0.05% | -0.70% (stronger) |
| Return on assets | 1.33% (stronger) | 1.32% |
| Loans ÷ deposits | 37.5% (stronger) | 63.4% |
| Uninsured deposits | 10.7% (stronger) | 22.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
The Samson Banking Company, Inc. has the higher TellerScore (94 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Samson Banking Company, Inc. leads on 5 and The Southern Bank Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.