Side-by-side · Q2 2026 data
The Samson Banking Company, Inc. vs Walton County Teachers Federal Credit Union
Credit union
Walton County Teachers Federal Credit Union
Defuniak Spring, Florida · Under $100 million in assets
Metric by metric
| Measure | The Samson Banking Company, Inc. | Walton County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 81 |
| Capital cushion | 98 (stronger) | 59 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 68th |
| Total assets | $124.5M | $30.1M |
| Deposits / shares | $106.3M | $26.6M |
| Capital ratio | 14.76% (stronger) | 10.89% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | 0.05% (stronger) | 0.30% |
| Return on assets | 1.33% | 1.66% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 52.1% |
| Uninsured deposits | 10.7% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
The Samson Banking Company, Inc. has the higher TellerScore (94 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Samson Banking Company, Inc. leads on 5 and Walton County Teachers Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.