Side-by-side · Q1 2025 data
The Santa Anna National Bank vs First State Bank of San Diego
Metric by metric
| Measure | The Santa Anna National Bank | First State Bank of San Diego |
|---|---|---|
| TellerScore | 71 (stronger) | 36 |
| Capital cushion | 36 | 40 (stronger) |
| Loan quality | 83 (stronger) | 12 |
| Earnings | 89 (stronger) | 0 |
| Funding & liquidity | 84 | 85 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 41st | 2nd |
| Total assets | $76.9M | $68.2M |
| Deposits / shares | $71.4M | $61.9M |
| Capital ratio | 8.62% | 9.02% (stronger) |
| Problem loans | 0.50% (stronger) | 2.65% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.73% (stronger) | -0.55% |
| Loans ÷ deposits | 56.9% | 24.1% (stronger) |
| Uninsured deposits | 29.5% | 29.1% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Santa Anna National Bank has the higher TellerScore (71 vs 36). On the 7 directional measures above (where higher or lower is clearly better), The Santa Anna National Bank leads on 3 and First State Bank of San Diego on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.