TellerScore

Side-by-side · Q1 2025 data

The Santa Anna National Bank vs Zavala County Bank

Bank

The Santa Anna National Bank

Santa Anna, Texas · Under $100 million in assets

71of 100
Strong

Bank

Zavala County Bank

Crystal City, Texas · Under $100 million in assets

93of 100
Very strong

Metric by metric

MeasureThe Santa Anna National BankZavala County Bank
TellerScore7193 (stronger)
Capital cushion36100 (stronger)
Loan quality8399 (stronger)
Earnings89 (stronger)80
Funding & liquidity84 (stronger)81
Problem-loan coverage93100 (stronger)
Peer percentile41st94th
Total assets$76.9M$79.0M
Deposits / shares$71.4M$69.5M
Capital ratio8.62%15.75% (stronger)
Problem loans0.50%0.03% (stronger)
Net charge-offs0.03% (stronger)0.09%
Return on assets1.73% (stronger)1.51%
Loans ÷ deposits56.9%8.9% (stronger)
Uninsured deposits29.5% (stronger)31.9%
Offices02
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Zavala County Bank has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Santa Anna National Bank leads on 3 and Zavala County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions