Side-by-side · Q2 2026 data
The Security National Bank of Enid vs Community State Bank
Metric by metric
| Measure | The Security National Bank of Enid | Community State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 41 |
| Capital cushion | 37 (stronger) | 25 |
| Loan quality | 95 (stronger) | 5 |
| Earnings | 85 (stronger) | 52 |
| Funding & liquidity | 74 | 94 (stronger) |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 53rd | 4th |
| Total assets | $400.4M | $89.7M |
| Deposits / shares | $366.0M | $82.8M |
| Capital ratio | 8.74% (stronger) | 7.49% |
| Problem loans | 0.14% (stronger) | 2.85% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 1.63% (stronger) | 0.79% |
| Loans ÷ deposits | 63.6% | 32.7% (stronger) |
| Uninsured deposits | 35.7% | 20.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
The Security National Bank of Enid has the higher TellerScore (73 vs 41). On the 7 directional measures above (where higher or lower is clearly better), The Security National Bank of Enid leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.