Side-by-side · Q2 2026 data
The Security National Bank of Enid vs The Community State Bank
Metric by metric
| Measure | The Security National Bank of Enid | The Community State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 37 | 41 (stronger) |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 85 (stronger) | 54 |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 53rd | 31st |
| Total assets | $400.4M | $393.1M |
| Deposits / shares | $366.0M | $363.3M |
| Capital ratio | 8.74% | 9.05% (stronger) |
| Problem loans | 0.14% (stronger) | 0.26% |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.63% (stronger) | 0.84% |
| Loans ÷ deposits | 63.6% (stronger) | 79.3% |
| Uninsured deposits | 35.7% | 23.8% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
The Security National Bank of Enid has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Security National Bank of Enid leads on 5 and The Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.