Side-by-side · Q2 2026 data
The Security National Bank of Sioux City, Iowa vs F&M Bank
Metric by metric
| Measure | The Security National Bank of Sioux City, Iowa | F&M Bank |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 78 (stronger) | 68 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 92 | 93 (stronger) |
| Funding & liquidity | 45 | 62 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 91st | 84th |
| Total assets | $1.7B | $354.6M |
| Deposits / shares | $1.3B | $311.6M |
| Capital ratio | 12.79% (stronger) | 11.76% |
| Problem loans | 0.26% | 0.07% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.79% | 1.83% (stronger) |
| Loans ÷ deposits | 90.8% (stronger) | 93.9% |
| Uninsured deposits | 37.3% | 18.5% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 4.0% |
F&M Bank has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Security National Bank of Sioux City, Iowa leads on 3 and F&M Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.