Side-by-side · Q2 2026 data
The Security National Bank of Sioux City, Iowa vs Sioux Valley Community Credit Union
Credit union
Sioux Valley Community Credit Union
Sioux City, Iowa · Under $100 million in assets
Metric by metric
| Measure | The Security National Bank of Sioux City, Iowa | Sioux Valley Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 43 |
| Capital cushion | 78 (stronger) | 54 |
| Loan quality | 91 (stronger) | 12 |
| Earnings | 92 (stronger) | 19 |
| Funding & liquidity | 45 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 67 |
| Peer percentile | 91st | 4th |
| Total assets | $1.7B | $43.6M |
| Deposits / shares | $1.3B | $38.8M |
| Capital ratio | 12.79% (stronger) | 10.44% |
| Problem loans | 0.26% (stronger) | 2.65% |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 1.79% (stronger) | -0.02% |
| Loans ÷ deposits | 90.8% | 73.6% (stronger) |
| Uninsured deposits | 37.3% | 7.6% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | — |
The Security National Bank of Sioux City, Iowa has the higher TellerScore (81 vs 43). On the 7 directional measures above (where higher or lower is clearly better), The Security National Bank of Sioux City, Iowa leads on 5 and Sioux Valley Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.