Side-by-side · Q2 2026 data
The Security State Bank vs Southeast First National Bank
Metric by metric
| Measure | The Security State Bank | Southeast First National Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 74 |
| Capital cushion | 91 (stronger) | 67 |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 97 (stronger) | 52 |
| Funding & liquidity | 97 (stronger) | 60 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 90th | 51st |
| Total assets | $70.5M | $74.9M |
| Deposits / shares | $61.0M | $66.0M |
| Capital ratio | 14.11% (stronger) | 11.67% |
| Problem loans | 0.59% | 0.06% (stronger) |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 1.92% (stronger) | 0.80% |
| Loans ÷ deposits | 52.9% | 28.2% (stronger) |
| Uninsured deposits | 18.2% (stronger) | 50.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Security State Bank has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Security State Bank leads on 4 and Southeast First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.