Side-by-side · Q2 2026 data
The Seiling State Bank vs Oklahoma Capital Bank
Metric by metric
| Measure | The Seiling State Bank | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 84 (stronger) | 72 |
| Funding & liquidity | 68 (stronger) | 41 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 75th | 40th |
| Total assets | $195.0M | $196.3M |
| Deposits / shares | $175.2M | $159.8M |
| Capital ratio | 10.54% (stronger) | 10.39% |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | -0.60% (stronger) | -0.01% |
| Return on assets | 1.60% (stronger) | 1.29% |
| Loans ÷ deposits | 78.3% (stronger) | 100.4% |
| Uninsured deposits | 27.7% (stronger) | 32.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Seiling State Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Seiling State Bank leads on 7 and Oklahoma Capital Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.