Side-by-side · Q2 2026 data
The Shelby County State Bank vs Rolling Hills Bank & Trust
Metric by metric
| Measure | The Shelby County State Bank | Rolling Hills Bank & Trust |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 50 | 68 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 77 | 78 (stronger) |
| Funding & liquidity | 83 (stronger) | 57 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $523.6M | $484.4M |
| Deposits / shares | $462.9M | $416.2M |
| Capital ratio | 10.00% | 11.85% (stronger) |
| Problem loans | 0.40% | 0.30% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.43% | 1.45% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 90.9% |
| Uninsured deposits | 16.9% (stronger) | 26.2% |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Rolling Hills Bank & Trust has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Shelby County State Bank leads on 2 and Rolling Hills Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.