Side-by-side · Q2 2026 data
The State Bank and Trust Company vs Superior Credit Union, Inc
Metric by metric
| Measure | The State Bank and Trust Company | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 70 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 67 | 94 (stronger) |
| Funding & liquidity | 63 | 84 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 58th | 99th |
| Total assets | $1.6B | $2.0B |
| Deposits / shares | $1.4B | $1.6B |
| Capital ratio | 10.00% | 15.20% (stronger) |
| Problem loans | 0.30% | 0.20% (stronger) |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.17% | 1.84% (stronger) |
| Loans ÷ deposits | 84.3% | 76.5% (stronger) |
| Uninsured deposits | 26.6% | 8.4% (stronger) |
| Offices | 26 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The State Bank and Trust Company leads on 0 and Superior Credit Union, Inc on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.