Side-by-side · Q2 2026 data
The State Bank vs Rolling Hills Bank & Trust
Metric by metric
| Measure | The State Bank | Rolling Hills Bank & Trust |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 67 | 68 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 67 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 73rd | 68th |
| Total assets | $88.4M | $484.4M |
| Deposits / shares | $80.3M | $416.2M |
| Capital ratio | 11.73% | 11.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.18% | 1.45% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 90.9% |
| Uninsured deposits | 15.4% (stronger) | 26.2% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
The State Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The State Bank leads on 4 and Rolling Hills Bank & Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.