Side-by-side · Q2 2026 data
The State Bank of Faribault vs Gateway Bank
Metric by metric
| Measure | The State Bank of Faribault | Gateway Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 43 (stronger) | 34 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 65 | 74 (stronger) |
| Funding & liquidity | 85 (stronger) | 72 |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 47th | 47th |
| Total assets | $329.2M | $319.5M |
| Deposits / shares | $301.4M | $269.7M |
| Capital ratio | 9.31% (stronger) | 8.39% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 1.14% | 1.36% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 82.8% |
| Uninsured deposits | 28.7% | 19.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The State Bank of Faribault leads on 3 and Gateway Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.