Side-by-side · Q2 2026 data
The State Bank of Faribault vs Reliance Bank
Metric by metric
| Measure | The State Bank of Faribault | Reliance Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 43 (stronger) | 40 |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 65 (stronger) | 54 |
| Funding & liquidity | 85 (stronger) | 62 |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 47th | 29th |
| Total assets | $329.2M | $334.1M |
| Deposits / shares | $301.4M | $281.6M |
| Capital ratio | 9.31% (stronger) | 8.98% |
| Problem loans | 0.13% (stronger) | 0.25% |
| Net charge-offs | -0.06% (stronger) | 0.01% |
| Return on assets | 1.14% (stronger) | 0.84% |
| Loans ÷ deposits | 58.4% (stronger) | 85.8% |
| Uninsured deposits | 28.7% | 26.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank of Faribault has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The State Bank of Faribault leads on 6 and Reliance Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.