Side-by-side · Q2 2026 data
The State Bank of Geneva vs First Community Bank of Moultrie County
Metric by metric
| Measure | The State Bank of Geneva | First Community Bank of Moultrie County |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 68 (stronger) | 41 |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 47 | 70 (stronger) |
| Funding & liquidity | 82 | 90 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 61st | 57th |
| Total assets | $116.2M | $119.7M |
| Deposits / shares | $102.9M | $109.7M |
| Capital ratio | 11.81% (stronger) | 9.13% |
| Problem loans | 0.16% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.68% | 1.24% (stronger) |
| Loans ÷ deposits | 77.1% | 47.9% (stronger) |
| Uninsured deposits | 15.9% (stronger) | 24.4% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank of Geneva has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The State Bank of Geneva leads on 4 and First Community Bank of Moultrie County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.