Side-by-side · Q2 2026 data
The State National Bank of Big Spring vs American Bank, National Association
Metric by metric
| Measure | The State National Bank of Big Spring | American Bank, National Association |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 62 (stronger) | 59 |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 92 (stronger) | 85 |
| Funding & liquidity | 57 (stronger) | 46 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 34th | 68th |
| Total assets | $640.0M | $625.2M |
| Deposits / shares | $574.9M | $557.1M |
| Capital ratio | 11.19% (stronger) | 10.86% |
| Problem loans | 1.63% | 0.01% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 1.79% (stronger) | 1.63% |
| Loans ÷ deposits | 16.5% (stronger) | 86.3% |
| Uninsured deposits | 54.2% | 39.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.9% |
American Bank, National Association has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The State National Bank of Big Spring leads on 4 and American Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.