Side-by-side · Q2 2026 data
The State National Bank of Big Spring vs American State Bank
Metric by metric
| Measure | The State National Bank of Big Spring | American State Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 44 |
| Capital cushion | 62 (stronger) | 59 |
| Loan quality | 46 (stronger) | 32 |
| Earnings | 92 (stronger) | 23 |
| Funding & liquidity | 57 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 58 |
| Peer percentile | 34th | 4th |
| Total assets | $640.0M | $637.8M |
| Deposits / shares | $574.9M | $535.5M |
| Capital ratio | 11.19% (stronger) | 10.91% |
| Problem loans | 1.63% (stronger) | 2.03% |
| Net charge-offs | -0.03% (stronger) | 0.92% |
| Return on assets | 1.79% (stronger) | 0.08% |
| Loans ÷ deposits | 16.5% (stronger) | 84.4% |
| Uninsured deposits | 54.2% | 34.9% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State National Bank of Big Spring has the higher TellerScore (67 vs 44). On the 7 directional measures above (where higher or lower is clearly better), The State National Bank of Big Spring leads on 6 and American State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.