Side-by-side · Q2 2026 data
The State Savings Bank of Manistique vs Peoples State Bank of Munising
Metric by metric
| Measure | The State Savings Bank of Manistique | Peoples State Bank of Munising |
|---|---|---|
| TellerScore | 66 (stronger) | 48 |
| Capital cushion | 46 | 77 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 51 (stronger) | 37 |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 91 (stronger) | 70 |
| Peer percentile | 31st | 6th |
| Total assets | $178.2M | $190.4M |
| Deposits / shares | $154.1M | $142.0M |
| Capital ratio | 9.64% | 12.75% (stronger) |
| Problem loans | 0.70% (stronger) | 3.39% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.77% (stronger) | 0.43% |
| Loans ÷ deposits | 59.8% (stronger) | 76.4% |
| Uninsured deposits | 21.7% (stronger) | 26.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Savings Bank of Manistique has the higher TellerScore (66 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The State Savings Bank of Manistique leads on 6 and Peoples State Bank of Munising on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.