Side-by-side · Q2 2026 data
The Stock Exchange Bank, Caldwell, Kansas vs Impact Bank
Bank
The Stock Exchange Bank, Caldwell, Kansas
Caldwell, Kansas · Under $100 million in assets
Metric by metric
| Measure | The Stock Exchange Bank, Caldwell, Kansas | Impact Bank |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 40 | 56 (stronger) |
| Loan quality | 66 | 99 (stronger) |
| Earnings | 72 | 87 (stronger) |
| Funding & liquidity | 57 | 75 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 18th | 77th |
| Total assets | $90.3M | $167.2M |
| Deposits / shares | $81.8M | $153.0M |
| Capital ratio | 9.01% | 10.62% (stronger) |
| Problem loans | 1.03% | 0.03% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.05% |
| Return on assets | 1.31% | 1.67% (stronger) |
| Loans ÷ deposits | 92.0% | 64.7% (stronger) |
| Uninsured deposits | 25.1% (stronger) | 33.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Impact Bank has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Stock Exchange Bank, Caldwell, Kansas leads on 2 and Impact Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Caldwell, KS