Side-by-side · Q2 2026 data
The Trust Bank vs First City Bank
Metric by metric
| Measure | The Trust Bank | First City Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 55 | 100 (stronger) |
| Earnings | 97 (stronger) | 0 |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 81st | 48th |
| Total assets | $47.0M | $23.0M |
| Deposits / shares | $39.3M | $1.1M |
| Capital ratio | 16.15% | 194.25% (stronger) |
| Problem loans | 1.36% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 1.94% (stronger) | -3.05% |
| Loans ÷ deposits | 65.8% (stronger) | 660.4% |
| Uninsured deposits | 18.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Trust Bank has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Trust Bank leads on 4 and First City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.