Side-by-side · Q2 2026 data
The Trust Bank vs South Georgia Banking Company
Metric by metric
| Measure | The Trust Bank | South Georgia Banking Company |
|---|---|---|
| TellerScore | 86 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 55 | 82 (stronger) |
| Earnings | 97 (stronger) | 85 |
| Funding & liquidity | 90 (stronger) | 75 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 81st | 88th |
| Total assets | $47.0M | $570.1M |
| Deposits / shares | $39.3M | $487.6M |
| Capital ratio | 16.15% (stronger) | 13.86% |
| Problem loans | 1.36% | 0.55% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.06% |
| Return on assets | 1.94% (stronger) | 1.63% |
| Loans ÷ deposits | 65.8% (stronger) | 80.9% |
| Uninsured deposits | 18.4% (stronger) | 18.6% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
The Trust Bank has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Trust Bank leads on 6 and South Georgia Banking Company on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.