Side-by-side · Q2 2026 data
The Twin Valley Bank vs Fidelity Federal Savings and Loan Association of Delaware
Bank
Fidelity Federal Savings and Loan Association of Delaware
Delaware, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Twin Valley Bank | Fidelity Federal Savings and Loan Association of Delaware |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 97 | 99 (stronger) |
| Earnings | 63 (stronger) | 26 |
| Funding & liquidity | 88 (stronger) | 79 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 50th | 82nd |
| Total assets | $137.6M | $131.6M |
| Deposits / shares | $126.5M | $99.0M |
| Capital ratio | 9.23% | 17.02% (stronger) |
| Problem loans | 0.08% | 0.04% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.08% (stronger) | 0.16% |
| Loans ÷ deposits | 72.6% (stronger) | 81.0% |
| Uninsured deposits | 12.2% | 7.2% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Fidelity Federal Savings and Loan Association of Delaware has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Twin Valley Bank leads on 2 and Fidelity Federal Savings and Loan Association of Delaware on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.