Side-by-side · Q2 2026 data
The Twin Valley Bank vs Monroe Federal Savings and Loan Association
Metric by metric
| Measure | The Twin Valley Bank | Monroe Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 42 | 49 (stronger) |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 63 (stronger) | 11 |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 50th | 17th |
| Total assets | $137.6M | $144.5M |
| Deposits / shares | $126.5M | $124.5M |
| Capital ratio | 9.23% | 9.86% (stronger) |
| Problem loans | 0.08% (stronger) | 0.22% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.08% (stronger) | -0.22% |
| Loans ÷ deposits | 72.6% (stronger) | 90.0% |
| Uninsured deposits | 12.2% (stronger) | 22.3% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Twin Valley Bank has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Twin Valley Bank leads on 5 and Monroe Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.