Side-by-side · Q2 2026 data
The Union Bank vs Dakota Community Bank & Trust, National Association
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | The Union Bank | Dakota Community Bank & Trust, National Association |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 51 (stronger) | 41 |
| Loan quality | 54 | 97 (stronger) |
| Earnings | 76 | 93 (stronger) |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $312.2M | $1.4B |
| Deposits / shares | $266.2M | $1.2B |
| Capital ratio | 10.12% (stronger) | 9.07% |
| Problem loans | 1.38% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.41% | 1.83% (stronger) |
| Loans ÷ deposits | 72.5% | 67.0% (stronger) |
| Uninsured deposits | 21.3% (stronger) | 32.9% |
| Offices | 6 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank leads on 3 and Dakota Community Bank & Trust, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Glen Ullin, ND