Side-by-side · Q2 2026 data
The Union Bank vs TruCommunity Bank
Metric by metric
| Measure | The Union Bank | TruCommunity Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 51 | 61 (stronger) |
| Loan quality | 54 (stronger) | 27 |
| Earnings | 76 | 76 |
| Funding & liquidity | 81 (stronger) | 71 |
| Problem-loan coverage | 83 (stronger) | 73 |
| Peer percentile | 26th | 16th |
| Total assets | $312.2M | $338.2M |
| Deposits / shares | $266.2M | $282.3M |
| Capital ratio | 10.12% | 11.06% (stronger) |
| Problem loans | 1.38% (stronger) | 2.18% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.41% (stronger) | 1.41% |
| Loans ÷ deposits | 72.5% (stronger) | 77.5% |
| Uninsured deposits | 21.3% (stronger) | 25.8% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Union Bank has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank leads on 6 and TruCommunity Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.