Side-by-side · Q2 2026 data
The Union Bank vs Union State Bank of Hazen
Metric by metric
| Measure | The Union Bank | Union State Bank of Hazen |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 51 (stronger) | 40 |
| Loan quality | 54 | 71 (stronger) |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 81 | 96 (stronger) |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 26th | 29th |
| Total assets | $312.2M | $257.4M |
| Deposits / shares | $266.2M | $226.7M |
| Capital ratio | 10.12% (stronger) | 8.96% |
| Problem loans | 1.38% | 0.88% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.41% (stronger) | 1.09% |
| Loans ÷ deposits | 72.5% | 64.4% (stronger) |
| Uninsured deposits | 21.3% | 9.9% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union State Bank of Hazen has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank leads on 3 and Union State Bank of Hazen on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beulah, ND
- Hazen, ND